Best Credit Card Processing Companies – 2023

If you want to add value to your business, increase revenue and attract new customers by accepting credit cards, you’ll need to work with a reputable credit card processing provider that has all the processing features you require. We researched and reviewed the best credit card processing services so that you can make an informed decision.

9.2
Outstanding
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Get Paid Anywhere

9.8
Outstanding
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Free EMV Terminal

9.5
Outstanding
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No Set Up Fees

Top Pick 2023

Leaders Best Features:

  • Complete Merchant Services
  • Free EMV Terminal
  • Same Day Approvals
  • 24/7/365 Customer Support
9.8
Outstanding
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4645 user reviews on 3 sites
Retail
Restaurants
Quick Service

Promerchant Best Features: 

 

  • Simple & Transparent Pricing
  • Zero Cost Processing Option
  • Fits High & Low-risk Merchants
9.5
Outstanding
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3781 user reviews on 2 sites
Retail
Quick Service
eCommerce

Stax Best Features:

 

  • Transparent Pricing & No Upfront Costs
  • Save an Average of 40% on Fees
  • 24/7 Customer Support
9.2
Excellent
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3310 user reviews on 2 sites
Terminals
Chat Support
EMV Reader

Square Best Features:

  • Accept every payment
  • Quick & Easy Setup
  • No Long- term Commitments
8.8
Very Good
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2727 user reviews on 2 sites
Restaurants
Easy Setup
Retail

Clover Best Features:

  • Accept Most Payment Types
  • Easy Sale Tracking & Reports
  • Simple to Learn & Use 
8.5
Good
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1857 user reviews on 2 sites
24/7 Support
Retail
Restaurants
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  • 24/7 Support
  • Retail
  • Restaurants
  • eCommerce
  • Mobile Payments
  • EMV Reader

More Features:

  • No Contracts
  • No Early Termination Fee
  • Cash Discount Program
  • Customer Support
  • Dedicated Account Manager
  • Next Day Funding
  • Payment Depot is great for businesses with high transaction volumes. It’s one of the few companies in the industry to offer membership-based pricing with wholesale rates. Payment Depot doesn’t require you to sign a long-term contract and there are no early termination fees, giving you and your business the flexibility to switch card processors. It offers several plans so that businesses of all sizes can accept payments online, in-store, and via mobile devices.
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“I’m super happy with payment depot! I’ve been using payment depot now for about 2 years and I have to say they are really great. I was using BofA and WOW! Huge savings switching over to PD. Great customer support and solid service with very fair fees. You’ll love them!”
Chuck Duran

 

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CardX Best Features:

  • Keep 100% of Eligible Card Sales

  • Accept Payments on Your Site & In-store

  • Easy Setup
8.2
Good
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1628 user reviews on 2 sites
eCommerce
Mobile Payments
EMV Reader